Your child is turning 16, and that means permit tests, practice hours and a big insurance question. This guide breaks down Washington's graduated licensing rules, your options for adding or excluding a teen driver, and what really happens if you do nothing, including carriers who research your household and rate drivers they find at your address. A Kitsap County perspective for local families, from the independent agency serving the community since 1968.

As we approach the end of 2025 & welcome 2026, we want to share our holiday hours & reflect on a year of growth & change. We said farewell to Jennifer as she enjoys time with her grandbabies & welcomed Solveig to our team. 2025 brought continued premium increases across Washington state, but as your independent agent, we actively remarket your policies to find the best rates. Under Ron's leadership, we've expanded our offerings to include home warranties, pet insurance, trave