Our Digital Privacy Statements
Terms & Conditions
Your privacy is important to us. We are committed to protecting your personal information and ensuring it is handled responsibly. Please take a moment to read this statement to understand how we collect, use, and safeguard your data. Thank you for trusting us with your information.
Email Privacy
By communicating with us via email, you acknowledge and agree to the following:
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Confidentiality: Any personal information you provide through email will be treated as confidential. We will not share, sell, or disclose your personal data to third parties without your explicit consent, except as required by law.
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Data Security: We take reasonable precautions to protect your information from unauthorized access, alteration, disclosure, or destruction. However, please be aware that no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
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Email Content: Please be cautious when sending sensitive information via email, as emails may not always be encrypted. If you have concerns about privacy.
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Marketing Communications: If you have subscribed to receive marketing emails, you can opt out at any time by following the unsubscribe instructions provided in the email.
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Third-Party Links: Our emails may contain links to third-party websites or resources. We are not responsible for the privacy practices of these sites. Please review their privacy policies before sharing any personal information.
Text Messaging Privacy
Your mobile information will not be shared with third parties/affiliates for marketing/promotional
purposes. This information will not be shared with any third parties. Opt out of receiving text
messages at any time by sending STOP.
Terms & Conditions
​These Messaging Terms and Conditions ("Messaging Terms") govern the use of text messaging (SMS/MMS) and other digital messaging services provided by Rubens Insurance ("we," "us," or "our"). By opting into our messaging program, you agree to these terms and our Digital Privacy Statement.
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Messaging Program (Consent, Frequency, Rates)
By providing your mobile number and opting in, you agree to receive recurring SMS/MMS text messages from Rubens Insurance (including quotes, policy/account alerts, and service updates). Consent is not a condition of purchase. Message frequency varies. Rubens Insurance does not charge for messages, but standard message and data rates may apply. -
Opt-Out / Help
To stop messages, reply STOP at any time (you’ll receive a confirmation, and then messages will stop). For help, reply HELP, call 1-866-292-0843, or email info@rubensins.com. -
No Policy Changes byText
Insurance coverage cannot be bound, changed, or canceled via text message. Please call our office for binding requests, policy changes, cancellations, or urgent/time-sensitive matters. -
Delivery and Liability
Message delivery is subject to your wireless carrier and device/service conditions. Rubens Insurance and wireless carriers are not responsible for delayed or undelivered messages. -
Privacy
Our information is handled in accordance with our Digital Privacy Statement. -
Governing Law
These Messaging Terms are governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of laws principles. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in Kitsap County, Washington. -
Changes to Terms
Rubens Insurance reserves the right to modify these Messaging Terms at any time. Any changes will be effective immediately upon posting. Your continued enrollment in our messaging program following such changes constitutes your acceptance of the revised terms.
If you have any questions or concerns about the privacy of your digital communication, please contact us.